Terms of Use
Last Updated: February 15, 2025
Acceptance of Terms
By accessing and using the soilaivilya website (soilaivilya.world), you accept and agree to be bound by these Terms of Use. These terms apply to all visitors, users, and others who access or use our financial research education platform. If you disagree with any part of these terms, you may not access our service.
Our platform provides educational content focused on financial research methodologies and analytical techniques. We reserve the right to update these terms at any time without prior notice. Your continued use of the service constitutes acceptance of any modifications.
Educational Service Description
Course Content and Materials
soilaivilya provides comprehensive educational programs in financial research methods. Our content includes theoretical frameworks, practical applications, and analytical tools commonly used in financial markets. All materials are designed for educational purposes and should not be construed as financial advice or investment recommendations.
Access and Availability
Course access is granted upon enrollment and payment processing. We aim to maintain continuous service availability, though technical maintenance may require temporary interruptions. Students receive access for the duration specified in their enrollment agreement, typically ranging from six months to two years depending on the program selected.
User Obligations and Conduct
- Maintain confidentiality of your account credentials and notify us immediately of any unauthorized access
- Use course materials solely for personal educational purposes and refrain from unauthorized distribution
- Engage respectfully with instructors and fellow students in all communications
- Comply with Canadian federal and provincial laws while using our platform
- Provide accurate information during registration and keep your profile updated
- Report technical issues or content concerns promptly to our support team
Intellectual Property Rights
All content provided through soilaivilya's platform, including but not limited to text, graphics, logos, videos, audio recordings, and software, is the exclusive property of soilaivilya or our content partners. This material is protected by Canadian and international copyright laws.
Permitted Use
Students may download and print course materials for personal study purposes only. Creating derivative works, reverse engineering, or attempting to extract source code from our platform is strictly prohibited. Screenshots and recordings of video content are not permitted without explicit written consent.
Student-Created Content
When you submit assignments, participate in forums, or create content within our platform, you retain ownership of your original work while granting soilaivilya a non-exclusive license to use this content for educational and platform improvement purposes.
Payment Terms and Refund Policy
Course fees are clearly displayed during enrollment and must be paid in full unless installment arrangements have been specifically agreed upon. We accept major credit cards and electronic transfers from Canadian financial institutions.
Refund Eligibility
Full refunds are available within 14 days of initial enrollment, provided less than 20% of course content has been accessed. After this period, refunds are considered on a case-by-case basis for extraordinary circumstances such as medical emergencies or military deployment.
Processing Timeline
Approved refunds are processed within 7-10 business days and credited to the original payment method. Partial refunds may be calculated based on content accessed and time elapsed since enrollment.
Privacy and Data Protection
We collect and process personal information in accordance with Canadian privacy legislation, including PIPEDA (Personal Information Protection and Electronic Documents Act). Your data is used solely for educational service delivery, communication, and platform improvement.
Data Retention
Academic records are retained for seven years following course completion to support transcript requests and continuing education pathways. Marketing preferences can be updated at any time through your account settings or by contacting our support team.
Limitation of Liability
soilaivilya provides educational content for learning purposes and makes no guarantees about employment outcomes, salary improvements, or investment success following course completion. Students are responsible for their own career and financial decisions.
Service Limitations
While we strive to maintain accurate and up-to-date content, financial markets and regulations change rapidly. Students should verify current practices and regulations independently when applying learned concepts in professional settings.
Technical Disclaimers
Our liability for technical issues, including but not limited to platform downtime, data loss, or access disruptions, is limited to providing reasonable alternative access methods or extending enrollment periods as appropriate.
Termination of Access
soilaivilya reserves the right to terminate user accounts for violations of these terms, including academic dishonesty, harassment of other users, or attempts to circumvent platform security measures. Account termination may result in loss of access to course materials and forfeiture of fees paid.
Appeal Process
Students facing account restrictions or termination may request a formal review by submitting a written appeal within 30 days. Appeals are reviewed by our academic standards committee and decisions are communicated within 14 business days.
Governing Law and Dispute Resolution
These terms are governed by the laws of Quebec, Canada, and any disputes shall be resolved through binding arbitration in accordance with the rules of the Quebec Arbitration Association. Legal proceedings, if necessary, shall be conducted in the courts of Quebec.
Contact Information for Legal Matters
soilaivilya Legal Department
102 Rue Prudent Cloutier
Mont-Saint-Pierre, QC G0E 1V0
Canada
Email: support@soilaivilya.world
Phone: +1 306 825 8826
Modifications to Terms
soilaivilya may revise these terms periodically to reflect changes in our services, legal requirements, or business practices. Significant modifications will be communicated via email to enrolled students at least 30 days before taking effect.
Continued use of our platform following term modifications constitutes acceptance of the updated agreement. Students who disagree with modified terms may request account closure and potential prorated refunds within the notification period.